Your Assets & Privacy Are Shielded At Every Step

We protect your wealth with the same rigorous cryptographic safeguards used by sovereign treasuries and global institutions.

256-Bit AES Encryption

All customer data in transit and at rest is secured via TLS 1.3 and military-grade 256-bit Advanced Encryption Standard (AES) protocols.

FDIC Deposit Insurance

Your deposit accounts are insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), backed by the full faith of the U.S. Government.

24/7 AI Fraud Monitoring

Our intelligent monitoring models analyze account activity in real time. Anomalous transactions trigger instant push verification alerts.

Zero-Liability Guarantee

You are never liable for unauthorized debit card charges or electronic transfers when reported promptly. We reimburse verified fraud immediately.

4-Digit Transfer PIN

Even if someone gets access to an unlocked session, funds cannot leave your account without your private cryptographic transaction PIN.

Instant Card Freeze

Misplaced your card? Freeze it immediately from your mobile dashboard. Found it in your jacket? Unfreeze it instantly with one tap.

How to keep your account safe

Help us protect your financial integrity by following these simple banking security rules.

Never share your 4-digit transfer PIN or password

Chase Mobile Bank employees will NEVER ask you for your password, PIN, or multi-factor code over email, phone, or text message.

Enable notification alerts

Keep push notifications turned on in your dashboard so you receive immediate confirmation whenever money enters or exits your account.

Report suspicious activity immediately

If you ever suspect unauthorized access, contact our 24/7 emergency fraud response desk directly from the Support page.